Smart Plus 2019-04-16T17:18:57+00:00

Your financial needs are unique.

Smart Plus Checking is everything you want in a checking account. Smart money management, made simple. Earn up to 2.5%APY*1 on eligible balances 2 when the four activity qualifiers below are met each month.3

$1,500 in Direct Deposit transactions per month. Enjoy worry free deposits of your payroll check, retirement income or other routine income. Combined monthly ACH/Direct Deposits must equal $1,500 or more.

Complete 20 Debit and/or Credit Card transactions per month.4 Get access to your money from anywhere with a VISA Debit Card. Build credit when you use a VISA Credit Card for everyday purchases.5

Log in to the Mobile App or Online Account Access at least once per month. Perform transactions on your desktop, tablet or mobile device, 24/7.

Go Paperless with E- Statements. The fast, secure way to receive important notices and monthly statements.

$25 deposit establishes SmartPlus Checking upon verification of eligibility. Members age 55 and up earn .05% on all balances and one complimentary box of checks annually. When qualifiers are met, balance rate tiers apply. Anyone who lives, works, worships or attends school in our 8 county service area is eligible for membership. 1.APY is annual percentage yield. 2.$1000.01– $25,000.00 2.50% APY, $25,000.01 and earns up to .50% APY. Dividends are calculated on your daily balance and paid monthly. Rates subject to change without notice. 3.Activity Qualifiers trigger interest rate calculation on eligible balances. They are not required in order to use the account. 4.PIN or signature based transactions on both Debit and Credit cards are combined to meet criteria. 5.Must meet credit granting criteria for acceptance of a VISA Credit Card. 6.Eligible after 60 days when account is in good standing. 7.Restrictions apply to both new and existing accounts. 8.Overdraft line of credit is subject to credit approval. See CU for more details and eligibility.

Federally insured by NCUA.

Your financial needs are unique.

Smart Plus Checking is everything you want in a checking account. Smart money management, made simple. Earn up to 2.5%APY*1 on eligible balances 2 when the four activity qualifiers below are met each month.3

$1,500 in Direct Deposit transactions per month. Enjoy worry free deposits of your payroll check, retirement income or other routine income. Combined monthly ACH/Direct Deposits must equal $1,500 or more.

Complete 20 Debit and/or Credit Card transactions per month.4 Get access to your money from anywhere with a VISA Debit Card. Build credit when you use a VISA Credit Card for everyday purchases.5

Log in to the Mobile App or Online Account Access at least once per month. Perform transactions on your desktop, tablet or mobile device, 24/7.

Go Paperless with E- Statements. The fast, secure way to receive important notices and monthly statements.

$25 deposit establishes SmartPlus Checking upon verification of eligibility. Members age 55 and up earn .05% on all balances and one complimentary box of checks annually. When qualifiers are met, balance rate tiers apply. Anyone who lives, works, worships or attends school in our 8 county service area is eligible for membership. 1.APY is annual percentage yield. 2.$1000.01– $25,000.00 2.50% APY, $25,000.01 and earns up to .50% APY. Dividends are calculated on your daily balance and paid monthly. Rates subject to change without notice. 3.Activity Qualifiers trigger interest rate calculation on eligible balances. They are not required in order to use the account. 4.PIN or signature based transactions on both Debit and Credit cards are combined to meet criteria. 5.Must meet credit granting criteria for acceptance of a VISA Credit Card. 6.Eligible after 60 days when account is in good standing. 7.Restrictions apply to both new and existing accounts. 8.Overdraft line of credit is subject to credit approval. See CU for more details and eligibility.

Federally insured by NCUA.